Saturday, December 20, 2008
All I want for Christmas is a Hysterectomy
The hospitals are busting at their seams right now. The insurance companies business model is in full effect. Health insurers know that people will defer getting elective procedures done until their deductable is met. They also make sure that the deductables follow the calander year because most people take time off in December over the holidays and the hospitals and health providers will try to take time off as well so people will have a hard time getting things done. So, what happens? People generally meet their deductable about the end of November and then want all the medical care and procedures they can before the end of the year so that they don't have to pay another deductable. As a result, there is a huge rush at the hospitals. It seems that "all I want for Christmas" is that hysterectomy that I have been putting off, or hernia, or knee replacement, etc. It is amazing. The OR volume from Thanksgiving to New Years doubles! The hospitals are at limited staff because the staff wants to have time off or their elective surgeries as well! One good thing though, the insurace companies give their staff extra time off during this time of year so that all these elective procedures can not get pre-certified and they can still stick the patients with added expenses.